Income Calculator — The Reflective Collective

Calculate Your Actual Take-Home Income

Compare your annual and monthly income at a traditional group practice (percentage cut) versus The Reflective Collective (flat daily fee, you keep what the client pays you).

Your Numbers

Input your information here.

Your privacy: Nothing you enter here is saved, stored, or sent anywhere. This calculator runs only in your browser, and all numbers reset when you close or refresh the page.

Average session fee $150

Group practice cut 40%

The percentage a typical group practice keeps from each session fee.

Average sessions per week 20

Weeks off per year 4

Vacation, sick time, holidays — anything you don't bill for.

Office Rates at The Reflective Collective

Commitment length

How long would you like to sign up to join The Reflective Collective?

Weekdays per week in the office 3

Weekend days in office (Saturday only)

Community Cares Discount

Committed to serving marginalized or under-served populations?

Access our Community Cares Discount — select below if you're an associate or independent therapist to see your first-year discount at The Reflective Collective.

I am an independent therapist who serves marginalized populations

I am an associate therapist who serves marginalized populations

Daily Rate per your commitment length and days in-office—

Group Practice

Take-home pay (before tax)

Annual sessions—

Gross billings—

Practice keeps ——

Annual take-home (before tax)

—

— / month (before tax)

The Reflective Collective

Take-home pay (before tax)

Annual sessions—

Gross billings (you keep 100%)—

Office cost (— days)—

Annual take-home (before tax)*

—

— / month (before tax)

Annual take-home comparison (before tax)

Group Practice—

The Reflective Collective—

You keep more per year at The Reflective Collective

that's an extra $0 every month, before tax

This calculator gives an estimate for planning purposes only, based on the figures you enter. Actual group practice terms, office costs, and caseloads vary.
*"Before tax" figures do not account for income tax, or for costs associated with running a private practice — such as an EMR/EHR system, liability insurance, or continuing education (CEUs) — which may differ between settings.